![]() Your application is submitted to the bank with a notice that a review is in progress. You are asked if you are subject to backup withholding by the IRS. Read the terms and conditions for the savings account, then tap Agree. ![]() Enter your Social Security number and tap Next. The next screen explains the savings account tap Continue. Under the Daily Cash Election heading, tap the Savings option. Tap the three-dot More icon, and then select Daily Cash. To enable the savings account, open the Wallet app on your iPhone and select the Apple Card. Once you have an Apple Card, it's time to sign up for Apple's savings account and start earning more than 4% in interest to further boost your personal finances. Tap the Default Card entry and select the Apple Card entry to make the change. To do this, go to Settings > Wallet & Apple Pay and swipe down to the Transaction Defaults section. ![]() Next, you may want to make sure that your Apple Card is set as the default payment method to generate more cash for your savings account. You earn 1% on all purchases using the physical card, 2% when using the card through Apple Pay, and 3% when using Apple Card to pay for Apple's own products and services. These Daily Cash rewards are processed each day and show up in your Apple Cash balance the day after you make a purchase. When you pay with Apple Card, you receive cashback rewards just as with a traditional credit card. It can be used directly from the Wallet app on your iPhone or with a physical card if you request one. Apply for an Apple Cardįirst, you need to apply for an Apple Card, if you don't already have one. ![]() Ready to get started? Here’s how to sign up for Apple's high-yield savings account. ![]()
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